Finance Calculators

Loans, mortgages, interest, savings, and debt calculators.

Mortgage CalculatorEstimate your monthly mortgage payment, total interest, and full amortization schedule based on home price, down payment, rate, and term.Loan CalculatorCalculate the monthly payment, total interest, and payoff schedule for any fixed-rate installment loan.EMI CalculatorWork out your Equated Monthly Installment (EMI) for any loan, plus total interest and payment schedule.Auto Loan CalculatorCalculate your monthly car payment from vehicle price, down payment, trade-in value, interest rate, and loan term.Personal Loan CalculatorEstimate your monthly payment and total cost on a personal loan, including origination fees.Compound Interest CalculatorSee how your money grows with compound interest over time, with a year-by-year balance breakdown.Simple Interest CalculatorCalculate simple interest and total repayment amount on a principal, rate, and time period.Savings CalculatorProject your savings balance over time with an initial deposit, monthly contributions, and interest rate.Savings Goal CalculatorFind the monthly savings amount needed to reach a target savings goal by a future date.Investment CalculatorProject the future value of an investment with an initial amount, monthly contributions, rate of return, and compounding.ROI CalculatorCalculate return on investment (ROI) and annualized ROI from your initial investment and final value.Amortization CalculatorGenerate a full loan amortization schedule showing principal, interest, and balance for every payment, with optional extra payments.Credit Card Payoff CalculatorFind out how many months it will take to pay off a credit card balance at your APR and monthly payment.Debt Payoff CalculatorSee how many months it takes to become debt-free, and how much time and interest an extra payment can save.APR CalculatorCalculate the estimated APR including upfront fees of a loan once upfront fees are factored in, not just the nominal interest rate.

Choose the right finance calculator

Start with the question you are trying to answer, then choose the calculator built for that decision.

Borrowing

Use Loan, Personal Loan, Auto Loan, Mortgage, EMI, APR and Amortization calculators to compare payments and borrowing cost.

Saving & investing

Use Savings, Savings Goal, Compound Interest and Investment calculators to explore contribution and growth scenarios.

Debt & returns

Use Credit Card Payoff and Debt Payoff for repayment planning, and ROI when you need a simple return-on-cost measure.

Good to know before you calculate

Every loan calculator here uses the standard fixed-rate amortization formula with monthly compounding, the convention used by most installment lenders. Results are for principal and interest; taxes, insurance and optional fees are listed separately where relevant.

Compare loans on APR and total cost, not the monthly payment alone. A longer term lowers the payment but usually adds thousands in interest — the Amortization Calculator shows exactly how much an extra monthly payment saves.

Savings and investment projections assume a steady rate. Real returns vary year to year, so test a cautious and an optimistic rate. None of these tools is financial advice; for major decisions, confirm figures with your lender or a licensed adviser.

Finance calculator FAQs

Are these finance calculators accurate enough to rely on?

They use the standard formulas lenders and banks use, so the math is exact for the inputs you give. Real quotes can differ because of fees, rounding, insurance and taxes, so treat results as planning estimates.

What is the difference between the interest rate and APR?

The interest rate is the cost of borrowing the loan amount. APR also spreads required fees over the loan, which is why it's usually higher. Use the APR Calculator to compare offers.

Which calculator should I use to compare two loans?

Run each offer through the Loan or Mortgage Calculator for the payment and total interest, then the APR Calculator to include fees.